Bank of America Customized Cash Rewards Credit Card

Meet the Bank of America Customized Cash Rewards Credit Card, your personalized partner in spending smartly. It's designed for individuals in the United States who want to make the most out of everyday purchases with a card that adapts to your lifestyle. Enjoy the freedom to choose the category you want to earn more cash back in, creating a truly customized experience. With no annual fee and a suite of attractive rewards, this card empowers you to maximize your spending potential effortlessly.

3% cash back in the category of your choice

With the Bank of America Customized Cash Rewards Credit Card, you have the power to choose how you earn 3% cash back.

This feature allows you to select a category that best aligns with your spending habits, such as dining, travel, or gas.

For instance, if filling up your vehicle is a frequent expense, choosing gas as your category can save you significant money over time.

This flexibility ensures you're optimizing rewards based on your lifestyle, empowering you to make the most of every dollar spent.

2% cash back at grocery stores and wholesale clubs

This card offers 2% cash back on purchases at grocery stores and wholesale clubs, a practical benefit for families and bulk shoppers.

If your routine includes regular trips to stock up on essential items, this cash back can add up quickly.

For example, spending $500 monthly on groceries and club memberships earns you $10 back, effectively reducing your monthly expenses.

Over a year, this benefit can lead to substantial savings, allowing you to keep more of your hard-earned money.

Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

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1% unlimited cash back on all other purchases

When using the Bank of America Customized Cash Rewards Credit Card, you earn 1% unlimited cash back on all other purchases beyond the bonus categories.

This means, no matter what you buy—from groceries to online subscriptions—you'll automatically earn cash rewards.

The beauty of 1% cash back lies in its simplicity and consistency, offering a small reward for each purchase you make.

Over time, these rewards can add up significantly, giving you a tangible benefit just for using your card regularly.

No annual fee

The Bank of America Customized Cash Rewards Credit Card comes with the advantage of having no annual fee.

This means you won't incur extra costs just for owning the card, allowing you to enjoy the benefits without additional financial stress.

In practical terms, this makes it easier for you to manage your finances, as you don't have to budget for yearly fees.

It also enhances the card's value, keeping your cash earnings intact and maximizing your savings.